Peut-on encore financer utile ?

This question pits two visions of finance against one another: a simple tool for the efficient allocation of capital, or a lever for economic and social steering. In the first approach, finance makes it possible to transform savings into long-term investments, to spread risk, and to support the growth of both governments and businesses by optimizing the use of financial resources.
But another perspective emphasizes the purpose of financial flows: beyond profitability, the question is whether capital is directed toward activities that are truly useful, generating positive effects on society, employment, or the environmental transition.
Caught between economic efficiency and social utility, finance thus questions its ability to reconcile performance with collective impact.